Privacy Policy
Effective Date: 2024-05-19

MT4talk.com ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how your personal information is collected, used, and disclosed by MT4talk.com.

This Privacy Policy applies to our website and its associated subdomains (collectively, our "Service") alongside our application, MT4talk.com. By accessing or using our Service, you signify that you have read, understood, and agree to our collection, storage, use, and disclosure of your personal information as described in this Privacy Policy and our Terms of Service.

Definitions and Key Terms

• Cookie: Small amount of data generated by a website and saved by your web browser. It is used to identify your browser, provide analytics, remember information about you such as your language preference or login information.
• Company: Refers to Kinga Kovacs, located at Anzengrubergasse 11/32, Overwart, 7400, Austria, responsible for your information under this Privacy Policy.
• Country: Where MT4talk.com or the owners/founders are based, in this case, Austria.
• Customer: Refers to the company, organization, or person that signs up to use the MT4talk.com Service.
• Device: Any internet-connected device such as a phone, tablet, computer, or any other device that can be used to visit MT4talk.com and use the services.
• IP Address: Every device connected to the Internet is assigned a number known as an Internet protocol (IP) address.
• Personnel: Individuals who are employed by MT4talk.com or are under contract to perform a service on behalf of one of the parties.
• Personal Data: Any information that directly, indirectly, or in connection with other information, including a personal identification number, allows for the identification or identifiability of a natural person.
• Service: Refers to the service provided by MT4talk.com as described in the relative terms and on this platform.
• Third-Party Service: Refers to advertisers, contest sponsors, promotional and marketing partners, and others who provide our content or whose products or services may interest you.
• Website: MT4talk.com's site, which can be accessed via this URL: https://mt4talk.com/
• You: A person or entity that is registered with MT4talk.com to use the Services.

What Information Do We Collect?
We collect information from you when you visit our website, register, place an order, subscribe to our newsletter, respond to a survey, or fill out a form. This may include:

• Name / Username
• Phone Numbers
• Email Addresses
• Age
• Password
• Payment Information (where applicable)
• IP Address and Device Information
• Location Data (where applicable)
• Browsing History and Usage Data
• Any other information you voluntarily provide

How Do We Use The Information We Collect?

• We use the information we collect from you in the following ways:
• To personalize your experience
• To improve our website and service offerings
• To improve customer service
• To process transactions
• To administer contests, promotions, surveys, or other site features
• To send periodic emails
• To comply with legal obligations

Legal Basis for Processing Personal Data

We process personal data under the following legal bases:

• Consent: Where you have given clear consent for us to process your personal data for a specific purpose.
• Contract: Where processing is necessary for the performance of a contract with you.
• Legal Obligation: Where processing is necessary for compliance with a legal obligation.
• Legitimate Interests: Where processing is necessary for our legitimate interests, provided these are not overridden by your interests or fundamental rights.

Data Subject Rights

Depending on your location, you may have the following rights regarding your personal data:

• The right to access: You have the right to request copies of your personal data.
• The right to rectification: You have the right to request that we correct any information you believe is inaccurate.
• The right to erasure: You have the right to request that we erase your personal data, under certain conditions.
• The right to restrict processing: You have the right to request that we restrict the processing of your personal data, under certain conditions.
• The right to object to processing: You have the right to object to our processing of your personal data, under certain conditions.
• The right to data portability: You have the right to request that we transfer the data that we have collected to another organization, or directly to you, under certain conditions.

Data Security
We implement various security measures to maintain the safety of your personal information. These measures include encryption, access controls, and regular security assessments. However, no system is completely secure, and we cannot ensure or warrant the security of any information you transmit to MT4talk.com.

International Data Transfers
Your information may be transferred to, and maintained on, computers located outside of your state, province, country, or other governmental jurisdiction where the data protection laws may differ from those in your jurisdiction. We will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this Privacy Policy.

Third-Party Sharing
We may share information with third parties, including:

• Service Providers: We employ third-party companies and individuals to facilitate our Service, provide the Service on our behalf, perform Service-related services, or assist us in analyzing how our Service is used.
• Business Transfers: We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.
• Legal Requirements: We may disclose your information where required to do so by law or in response to valid requests by public authorities (e.g., a court or a government agency).

Cookies and Tracking Technologies
We use cookies and similar tracking technologies to track the activity on our Service and hold certain information. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Service.

Updates to This Policy
We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Effective Date" at the top of this Privacy Policy. You are advised to review this Privacy Policy periodically for any changes.

Additional Considerations for Global Compliance
GDPR (EU)

• Data Protection Officer (DPO): We have appointed a Data Protection Officer to oversee our data protection strategy and its implementation to ensure compliance with GDPR requirements.
• Data Protection by Design and Default: We implement appropriate technical and organizational measures to ensure that, by default, only personal data necessary for each specific purpose of processing are processed.
• Right to Lodge a Complaint: You have the right to lodge a complaint with a supervisory authority if you believe that our processing of your personal data infringes the GDPR.

CCPA (California)

• Right to Know: California residents have the right to request that we disclose what personal information we collect, use, disclose, and sell.
• Right to Delete: California residents have the right to request the deletion of their personal information that we collect or maintain.
• Right to Opt-Out: California residents have the right to opt-out of the sale of their personal information. We do not sell personal information as defined by the CCPA.

PIPEDA (Canada)

• Obtaining Consent: We obtain meaningful consent for the collection, use, and disclosure of personal information, except where inappropriate.
• Access to Personal Information: You have the right to access your personal information and challenge the accuracy and completeness of the information and have it amended as appropriate.

APPI (Japan)

• Handling of Sensitive Data: We take special care in handling sensitive personal information, ensuring that it is collected, used, and disclosed in accordance with the APPI.
• Data Transfer Rules: We comply with the APPI's requirements regarding the transfer of personal data to third parties, ensuring that appropriate safeguards are in place.

LGPD (Brazil)

• Data Subject Rights: In addition to the rights outlined above, data subjects in Brazil have the right to receive information about the entities with which we share their data and the possibility to refuse consent.
• Data Protection Officer (DPO): We have appointed a Data Protection Officer to oversee our data protection strategy and its implementation to ensure compliance with the LGPD.

Contact Us
If you have any questions or concerns about this Privacy Policy, please contact us at:

Email: mt4talk@gmail.com
Address: Kinga Kovacs, Anzengrubergasse 11/32, Overwart, 7400, Austria