Privacy Policy

MT4talk

GDPR PRIVACY POLICY


This privacy policy (“Privacy Policy”) governs the use by you (“you” or “your”) of the website www.mt4talk.com (hereinafter referred to as the “Website“) and Services (as defined in the Website Terms of Use) provided by MT4talk, a business based in and governed by the laws of Austria (“MT4talk”, “us”, “we” or “our”). 

MT4talk is committed to safeguarding your privacy, as such this Privacy Policy, together with the Website Terms of Use, sets out the basis on which any personal information we collect from you, or that you provide to us, will be processed by us. 

Please read this Privacy Policy carefully to ensure that you understand the terms and conditions contained herein. Your acceptance of MT4talk’s Privacy Policy is deemed to occur upon your first use of the Website and Services. If you do not accept and agree with this Privacy Policy, please refrain from using and/or accessing MT4talk’s Website and Services immediately. 


Application of Privacy Policy 

This Privacy Policy applies only to your use of MT4talk’s Website and Services. The Website may contain links to other websites, of which we have no control over how your information is collected, stored, or used by other websites and/or resources. We, therefore, advise you to check the privacy policies of any such websites and/or resources before providing any information to them.

This Privacy Policy covers personal information that could identify you and information that could not (collectively “Personal Information”). By using the Website and Services, you consent to the processing of your personal information as described in our Privacy Policy, and you warrant that all information provided by you to us is accurate. In the context of the law and this notice, “process” shall mean collect, store, transfer, use or otherwise act on data. 


Collection of Personal Information 

When you use MT4talk’s Website and Services, we may collect, use, store or transfer some or all of the following Personal Information:

(i)  Your first name, last name, title, date of birth, country of residence and other identifiers that you may have provided at some time; 

(ii)  Your contact information which includes data such as billing address, email address, telephone numbers and any other data you have provided to us for the purpose of communication or the rendering of the Services to you; 

(iii)  Your financial data such as your bank account and payment card details;

(iv)  Information that you provide to us for the purpose of subscribing to our email notifications and/or newsletters. This notification type data may be collected for the purposes of sending you the relevant notifications and/or newsletters.

(v)  Transaction data, which includes details about payments or communications to and from you as well as data about the Services you have subscribed for; and 

(vi) Technical data includes your Internet protocol address, browser type, and version, time zone setting and location, browser plug-in types and versions, operating system and platform, and other technology on the devices you use to access the Website.

 

How Personal Information Is Used

MT4talk’s use of your Personal Information will always have a lawful basis, being either that (i) we have a contractual obligation with you as pertains to the provision of the Services; or (ii) because you have consented to our use of your Personal Information; or (iii) for our legitimate interests; or (iv) we have a legal obligation to divulge your Personal Information. More specifically, MT4talk may use your Personal Information for the following purposes: 

(i) Personal Information we process because we have a contractual obligation with you

When you subscribe to a Service on MT4talk’s Website, or otherwise agree to the Website Terms of Use (“ToU”), a contract is formed between you and MT4talk. In order to carry out our obligations under that contract, we must process the Personal Information you provide to us. We may use your Personal Information to: verify your identity for security purposes; sell Services to you; and/or provide you with our Services. MT4talk shall continue to process your Personal Information until the contract between us ends or is terminated by either party in accordance with the ToU.

(ii)  Personal Information we process with your consent: 

When there is no contractual relationship between MT4talk and you, and through certain actions such as when you browse the Website or ask us to provide you with more information about our Services, you provide your consent for MT4talk to process your Personal Information. Wherever possible, MT4talk aims to obtain your explicit consent to process your Personal Information. We may continue to process your Personal Information on this basis until you withdraw your consent. You may withdraw your consent at any time by sending us an email at mt4talk@gmail.com. However, if you do so, please note that you may not be able to use the Website or make use of the Services further.

(iii)  Personal Information we process for the purposes of legitimate interests: 

MT4talk may process Personal Information on the basis that there is a legitimate interest (for example, for recordkeeping purposes, obtaining insurance advice and professional advice.) either to you or to us. Where we process your Personal Information on this basis, we shall do so after having given careful consideration to whether: (a) the same objective could be achieved through other means; (b) processing or not processing the Personal Information might cause you harm; (c) you would expect MT4talk to process your Personal Information, and (d) you would consider it reasonable for us to process your Personal Information.

(iv)  Personal Information we process because we have a legal obligation: 

MT4talk may have to process your Personal Information in order to comply with a statutory obligation, which may include, but not be limited to providing your Personal Information to legal authorities upon a legal request to do so. 

(v)  Personal Information we process for the purposes of connecting you with our service providers: 

To facilitate the provision of the Services by MT4talk to you, we work with a number of service providers, who process data on our behalf. Our service providers include payment gateway providers (i.e. Paddle), subscription management providers, email service providers, and analytical tool providers. 


Use of Social Login Credentials

Our Website offers you the ability to register and log in using your third party social media account details (i.e. Facebook). Where you choose to do this, we will receive certain profile information about you from your social media provider. The profile Information we receive may vary depending on the social media provider concerned, but will often include your name, e-mail address, friends list, profile picture as well as other information you choose to make public. 

We will use the information we receive only for the purposes that are described in this Privacy Policy or that are otherwise made clear to you on the Website. Please note that we do not control, and are not responsible for, other uses of your Personal Information by your third party social media provider. We recommend that you review their privacy policy to understand how they collect, use and share your Personal Information, and how you can set your privacy preferences on their website.


Storing Personal Information 

Subscription plan information and payment information is stored and secured respectively, on www.paddle.com. All Personal Information is stored on a dedicated server and in a backup vault, and all other data pertaining to the Services are processed and stored securely on Amazon Web Services. 


Sharing Personal Information 

MT4talk may sometimes contract with third-party service providers to supply specific components of the Services to you or to provide us with information about your use of the Website and our Services. These may include payment processing facilities, email delivery, marketing efforts, behavioral analytics, and messaging applications. In some cases, the third parties may require access to some or all of your Personal Information. Where any of your Personal Information is required for such a purpose, MT4talk shall take all reasonable steps to ensure that your Personal Information will be handled safely, securely, and in accordance with your rights, our obligations, and the obligations of the third party under the law. Personal Information will only be shared and used within the bounds of the law.

MT4talk may also share information with your consent, to comply with applicable laws, to protect your rights or to fulfill business obligations. 


Your rights under the General Data Protection Regulation 

For the purposes of complying with the General Data Protection Regulation 2016/679 (“GDPR”), MT4talk is considered as the data controller in relation to your Personal Information. We have listed below, the principal rights you have under the GDPR: 

(i)  the right to access - you can ask for copies of your Personal Information;

(ii)  the right to rectification - you can ask us to rectify inaccurate Personal Information and to complete incomplete Personal Information;

(iii)  the right to erasure - you can ask us to erase your Personal Information from our systems;

(iv)  the right to restrict processing - you can ask users to restrict the processing of your Personal Information;

(v)  the right to object to processing - you can object to the processing of your Personal Information;

(vi)  the right to data portability - you can ask us to transfer your Personal Information to another organization or to you;

(vii)  the right to complain to a supervisory authority - you can complain about our processing of your Personal Information to the applicable authorities; and

(viii)  the right to withdraw consent – you can request that we withdraw your consent to store and process your Personal Information except to the extent that the basis of our processing your Personal Information is required by law.

You may exercise any of your rights in relation to your Personal Information by written notice to us, using the contact details set out below.

Should you have any cause for complaint about our use of your Personal Information, please contact us using the details provided below and we will endeavor to solve the problem for you. For further information about your rights, please contact the Information Commissioner’s Office.


Cookies

As provided under MT4talk’s ToU, when you first visit the Website, we may ask you to confirm whether you wish for cookies to be used by us. If you choose not to accept them, we shall not use them for your visit except to record that you have not consented to their use for any other purpose. However, please note that should you choose not to use cookies or you prevent their use through your browser settings, you might not be able to use all the functionalities available on the Website.

MT4talk may use cookies for the following purposes:

(i)    authentication and status - we use cookies to identify you when you visit the Website and as you navigate through the pages of the Website;

(ii)   personalization - we use cookies to store information about your preferences as you navigate through the Website; 

(iii)   security - we use cookies as an element of the security measures used to protect user accounts, including preventing fraudulent use of login credentials, and to protect the Website and Services; and

(iv)   analysis - we use cookies to help us to analyze the use and performance of the Website and Services.


Data from third parties

MT4talk may collect or receive information that third-party service providers may provide about you when using the Website and Services or obtain information from other sources and combine that with information we collect through the Services. The following information is collected and/or obtained from third parties:

(i)   Google Analytics: We use certain analytical tools, including but not limited to Google Analytics on the Website so as to help us analyze how users use the Website and Services by noting: when you use the Website and Services, the events that occur within the Website and Services. The information collected will be collected directly by the applicable analytical tool we are using.  Such information is collected as a means to provide, improve, and develop the Website and Services we offer, so as to create a safer and trusted environment when you use the Website and Services; and to improve our advertising and marketing initiatives/campaigns.

(ii)   Amazon Web Services: We use this service as a means of hosting MT4talk’s Website. Amazon Web Services may collect all information you provide us with, and all information we automatically collect as a means of facilitating the functions of the Website.  

(iii)   Paddle: We use these tools as payment gateway providers. The paddle may collect the information you provide to us as a means of processing payments you make on the Website for the Services.

We may disclose the information you have provided to us and the information that is automatically collected:

(i)   as required by law, such as to comply with a subpoena or similar legal process; and/or

(ii)   when we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a government request;

 

Information from Minors

The Website and Services are only available to users over the age of 18 years. We do not knowingly solicit data from or market to children under 18 years of age. By using the Website and Services, you represent that you are at least 18 years old or that you are the parent or guardian of such a minor and consent to such minor dependent’s use of the Website and Services. If MT4talk discovers that Personal Information from users less than 18 years of age has been collected, we will deactivate the Member Account and take reasonable measures to promptly delete such data from our records. Should you become aware of any data we have collected from children under age 18 years, please contact us at mt4talk@gmail.com.   


Opt-out rights

You can stop all collection of Personal Information by MT4talk by not accessing the Website and Services, or you can also request to opt-out via email, at mt4talk@gmail.com.


Security

We are concerned about safeguarding the confidentiality of your Personal Information. We provide physical, electronic, and procedural safeguards to protect information we process and maintain. For example, we (i) use Secure Systems Layer (SSL) protocol to provide a secure connection between your web browser and MT4talk’s server to allow for the safe exchange of Personal Information; and (ii) limit access to the Personal Information to authorized employees and contractors who need to know that information in order to operate, develop or improve the Website. Please be aware that, although we endeavor to provide reasonable security for Personal Information we process and maintain, no security system can prevent all potential security breaches.


The retention period for Personal Information

Except as otherwise mentioned in this Privacy Policy, we shall endeavor to keep your Personal Information only for as long as it is required for us to be able to provide you with the Services you have requested or paid for. Should you terminate the Services provided by MT4talk to you, or close your Member Account, we shall delete all your Personal Information from the Website.  

Notwithstanding the above, we may retain your Personal Information to comply with the law, including for the period demanded by our tax authorities; and to support a claim or defense in court.

 

Changes made to this Privacy Policy

This Privacy Policy may be updated from time to time for any reason. MT4talk will notify you of any changes to our Privacy Policy by posting the new Privacy Policy here and/or informing you via email or text message. You shall be responsible for reviewing and becoming familiar with any such modifications. We agree that changes cannot be retroactive. If you object to any changes, you may discontinue your use of the Website and Services. You are advised to consult this Privacy Policy regularly for any changes, as continued use is deemed approval of all changes.


Contact us

Should you have any questions or concerns regarding privacy while using the Website and/or the Services, please send us a detailed message to mt4talk@gmail.com, and we will use our best endeavors to resolve your concerns. 


Effective Date: 02-01-2018


NOTE: Only open-source Forex robots allowed to upload. Hacked or illegal versions of copyrighted Forex robots are highly prohibited on MT4talk.com. If you upload any illegal version of any copyrighted Forex robot, your forum account will be banned. No exceptions.

MT4talk is a User Generated Content website. All content uploaded to MT4talk by our users (MT4talk forum members) is User Generated Content.

All User-Generated Content shall be for information purposes only. While MT4talk shall endeavor to provide you with accurate information on its Website, MT4talk shall not be responsible for the accuracy or reliability of User Generated Content. As such you agree to access the Website and use the Services at your own risk. You shall be solely and exclusively responsible for all User Generated Content you upload or post on the Website. You hereby grant MT4talk (i) an irreversible, non-exclusive, royalty-free and fully-paid, worldwide license to reproduce, distribute, publicly display and perform, prepare derivative works of, incorporate into other works, and otherwise use and exploit your User Generated Content, and (ii) the right to include the User Generated Content on the Website.  You hereby irreversibly waive any claims and assertions of moral rights or attribution with respect to your User-Generated Content.

Only open source forex trading software used to automate online trading decisions/signals (“Forex Trading Robots”) shall be uploaded by you onto the Website. MT4talk prohibits the uploading of copyrighted, hacked or illegal versions of forex trading robots on to the Website. MT4talk may remove any copyrighted hacked or illegal versions of forex trading robots from its Website and may close your Member Account (defined below) should you upload copyrighted, hacked or illegal versions of forex trading robots on to the Website. Forex Trading Robots that have been uploaded on the Website, may undergo a simulated back-test on an actual forex account by our tester team, solely for the purposes of providing you with a starting point for your own back-test and for educational purposes only. 

To use the MT4talk forum, you must agree on the Terms of use and Privacy & Cookies Policy!


CFTC RULE 4.41 – HYPOTHETICAL OR SIMULATED PERFORMANCE RESULTS HAVE CERTAIN LIMITATIONS. UNLIKE AN ACTUAL PERFORMANCE RECORD, SIMULATED RESULTS DO NOT REPRESENT ACTUAL TRADING. ALSO, SINCE THE TRADES HAVE NOT BEEN EXECUTED, THE RESULTS MAY HAVE UNDER-OR-OVER COMPENSATED FOR THE IMPACT, IF ANY, OF CERTAIN MARKET FACTORS, SUCH AS LACK OF LIQUIDITY. SIMULATED TRADING PROGRAMS, IN GENERAL, ARE ALSO SUBJECT TO THE FACT THAT THEY ARE DESIGNED WITH THE BENEFIT OF HINDSIGHT. NO REPRESENTATION IS BEING MADE THAT ANY ACCOUNT WILL OR IS LIKELY TO ACHIEVE PROFIT OR LOSSES SIMILAR TO THOSE SHOWN.

Disclaimer - No representation is being made that any Forex account will or is likely to achieve profits or losses similar to those shown on backtests in this forum. In fact, there are frequently sharp differences between hypothetical performance results and the actual results subsequently achieved by any particular trading program. Hypothetical trading does not involve financial risk, and no hypothetical trading record can completely account for the impact of financial risk in actual trading. All information on this forum is for educational purposes only and is not intended to provide financial advice. Any statements posted by forum members or the MT4talk EA Tester Team about profits or income expressed or implied, do not represent a guarantee. Your actual trading may result in losses as no trading system is guaranteed. You accept full responsibilities for your actions, trades, profit or loss, and agree to hold the MT4talk team and forum members of this information harmless in any and all ways.


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